Reimagining Vietnam’s Microfinance Sector

ACCESS has supported Vietnam’s microfinance sector since 2010. The following year, the government issued its microfinance development strategy, which raised hopes that the sector would enter a new growth phase that would enable it to make a significant contribution to financial inclusion. However, a decade later, the reality is that Viet Nam’s microfinance sector continues…

Understanding the Factors Behind Successful Women’s Entrepreneurship

As discussed in previous posts, most people engaged in farms and livelihood activities view them as a way to get by rather than get ahead. Lacking scale, they are inefficient. Lacking access to information and markets, they do not have the power to extract profit from market transactions. They pay more for their inputs (including…

Microfinance Reality Check

If microfinance practitioners expect financial services to have an impact on incomes –– and a survey of BWTP members suggests this is the case –– then there is sufficient evidence that what the industry is doing now is not working (enough). Yet the industry’s priority is heavily weighted toward more of the same –– increasing…

A Practical Approach to Key Credit Risk Management Challenges in the Pacific

Drawing on the experience of practitioners in the Pacific, this document provides and overview of client and credit risks, along with mitigation strategies and policies that financial services providers may wish to consider. Please use this publication as an overview to prompt further investigation, rather than a comprehensive manual that will limit risk. Read More