It has long been recognized that the money remitted by migrants is used to supplement the receiving family’s income and is therefore largely spent on consumption. To the extent that migrant families “invest”, the main uses are for housing (renovating the existing home or purchasing a house and lot) and for their children’s education. Only…
ACCESS opened its doors 10 years ago today, on August 4, 2008. At the time, it was a small team and a very small office. Today we are more than 20 professionals in 6 countries. We thank our partners for their continuous support over the past decade. We could not have come this far without…
Member-based organizations like cooperatives are gradually growing in Myanmar. In 2017, two cooperatives in Kayin State were formed as a result of a project funded by the European Union (EU). This initiative was followed by a project funded by the US Agency for International Development (USAID) in another township of Kayin State. The cooperative formation…
If microfinance practitioners expect financial services to have an impact on incomes –– and a survey of BWTP members suggests this is the case –– then there is sufficient evidence that what the industry is doing now is not working (enough). Yet the industry’s priority is heavily weighted toward more of the same –– increasing…
Drawing on the experience of practitioners in the Pacific, this document provides and overview of client and credit risks, along with mitigation strategies and policies that financial services providers may wish to consider. Please use this publication as an overview to prompt further investigation, rather than a comprehensive manual that will limit risk. Read More
Description, learning objectives, and key contents for all ACCESS training courses and workshops. Read More
Other renewable energy sources like bio gas, rice husk and garbage can also be considered even at a smaller scale. But it seems talks of diversifying the energy source is still just that – talks.
Despite the minimal profits, Myanmar’s microfinance industry continue to attract international and domestic investors. Currently dominated by international development agencies, private investors are gradually entering the market, buoyed by the success of microfinance institutions (MFI) in the neighboring countries of Bangladesh, Cambodia and the Philippines where commercialization of the industry increased the number of people…
Monday will be the culmination of a development project in Kayin State, Myanmar. A conference will showcase the results of the three-year project – a registered cooperative with savings and lending service as well as an e-money service, and an enterprise and agri-business enhancement component for the borrowing members. In 2014, the project started six…
Debts when managed well can be used to facilitate sustainable development, or if not, it can be a burden to taxpayers.
